Key CRA Payments Coming to Ontario Residents in June 2025
As June 2025 arrives, Ontario residents—from the vibrant streets of Toronto to the quieter corners of northern communities like Kenora—can expect three major Canada Revenue Agency (CRA) benefit payments aimed at easing the financial strain of everyday living.
With the cost of living continuing to stretch household budgets—rising rent, food prices, and utilities—these benefit payments are designed to provide crucial financial support for families, seniors, and lower-income individuals.
Here’s what Ontario residents need to know about the upcoming CRA benefits this June:
1. Canada Child Benefit (CCB) – Support for Families Across Ontario
The Canada Child Benefit is a non-taxable monthly payment that helps eligible families with the cost of raising children under 18. For Ontario parents, whether living in cities like Mississauga or rural areas like Thunder Bay, this benefit is a reliable source of financial relief.
✅ Who’s Eligible?
- Must reside in Canada and be a Canadian citizen, permanent resident, or eligible temporary resident.
- Be the primary caregiver for a child under 18.
- Benefit amounts are income-tested and vary based on net family income.
Temporary residents may qualify after 18 months of continuous residence with a valid permit.
💰 How Much Can You Receive?
- Up to $7,787/year per child under 6 (approx. $649/month).
- Up to $6,570/year per child aged 6–17 (approx. $547/month).
Amounts decrease gradually with higher household income.
📅 Payment Date:
- June 20, 2025
📝 How to Apply:
Apply online through CRA’s My Account or submit Form RC66. Ensure your marital status, address, and child information are updated.
2. Ontario Trillium Benefit (OTB) – Helping Cover Everyday Essentials
The Ontario Trillium Benefit combines three tax credits into one monthly payment to help offset key expenses like sales tax, property taxes, and energy bills:
- Ontario Sales Tax Credit (OSTC)
- Ontario Energy and Property Tax Credit (OEPTC)
- Northern Ontario Energy Credit (NOEC)
This benefit is especially valuable for low-to-moderate-income households, seniors, and renters navigating Ontario’s rising utility and housing costs.
✅ Eligibility Criteria:
- Must be an Ontario resident as of December 31, 2024.
- Must file a 2024 income tax return.
- Must meet income thresholds to qualify for one or more of the included credits.
💰 Maximum Annual Payments:
- OSTC: Up to $360 per person
- OEPTC: Up to $1,421 (seniors) / $1,248 (non-seniors)
- NOEC: Up to $277 for families in Northern Ontario
📅 Payment Date:
- June 10, 2025
📝 How to Receive It:
No separate application is required—filing your tax return with credit claims is sufficient. Ensure your CRA details are up to date.
3. Canada Pension Plan (CPP) & Old Age Security (OAS) – Income Support for Seniors
Seniors across Ontario rely on the CPP and OAS as the foundation of their retirement income. These payments help manage living costs, including medical expenses, housing, and daily essentials.
✅ CPP Eligibility:
- Must be 60 or older with at least one valid CPP contribution.
- Enhanced CPP, introduced post-2019, provides higher payouts for those with increased contributions.
💰 CPP Payment in 2025:
- Max monthly: $1,433
- Average monthly: $808.14
✅ OAS Eligibility:
- Age 65+ with at least 20 years of Canadian residency after age 18 (some exceptions via international agreements).
- May receive OAS abroad under certain conditions.
💰 OAS Payment in 2025:
- Max monthly: approx. $735 (adjusted quarterly for inflation)
📅 Payment Date:
- June 26, 2025 (both CPP & OAS)
📝 How to Apply:
- CPP: Apply online via My Account or with a paper application 6–12 months before your intended start date.
- OAS: Some are automatically enrolled; otherwise, apply via CRA My Account.
✅ Maximizing Your CRA Benefits in June 2025
To ensure you receive your full entitlements:
- File Your Taxes on Time: Submit your 2024 tax return by April 30, 2025.
- Update Your CRA Profile: Keep your address, marital status, and family details current.
- Opt for Direct Deposit: Get your payments faster and avoid mail delays.
- Know Your Eligibility: Review benefit criteria carefully, especially if you’re a temporary resident or have shared custody arrangements.
🔔 Mark Your Calendar – June 2025 CRA Payment Dates:
- Ontario Trillium Benefit (OTB): June 10, 2025
- Canada Child Benefit (CCB): June 20, 2025
- CPP & OAS: June 26, 2025
Bonus: What About the $250 Working Canadians Rebate?
A one-time $250 rebate was issued earlier in spring 2025 to 18.7 million Canadians who worked in 2023 and earned less than $150,000. While there’s no confirmation of a $600 CRA payment in 2025, this rebate is providing welcome relief to many working Canadians.
Whether you’re a parent in Brampton, a retiree in Windsor, or a temporary worker in Thunder Bay, CRA’s benefit programs in June 2025 offer timely and targeted support. Stay informed, act early, and ensure your personal information is current with the CRA.
Ontario’s resilience is built on preparation—and these benefits are a key part of your financial toolkit for the year ahead.
